Dyuti Pandya

AI offers a policy dilemma for India. On the one hand, export competitiveness hinges on the nationwide deployment of productivity-enhancing technologies. Indian services and consultancies must incorporate AI technologies to keep their leading position in the global market. On the other hand, there are also concerns over automation’s impact on social cohesion, discriminatory algorithmic decision-making, and the risks of “deepfakes”. However, the current...

Europe’s Information and Communication Technology (ICT) sector, including ICT manufacturing such as telecom equipment and electronic components, as well as ICT services such as software, telecommunication services, and data processing, is no longer merely an economic pillar but a strategic asset essential for national security and defence capabilities. This paper identifies two concerns linking technology and national security: the exploitation of ICT as a...

The rise in financial fraud has prompted regulatory proposals under the Payment Services Regulation in the form of a shared liability model provisioned under Article 59. The potential proposal by the European Parliament could now extend liability beyond Payment Service Providers to Electronic Communications Service Providers and online platforms. While the intent to address fraud is commendable, this model misallocates responsibilities by requiring non-financial...

Reducing the deterrent effects from EU and Member State laws in three key cross-sector policy areas – competition policy, business taxes and VAT, and digital policies – could significantly enhance the business environment within the Single Market and boost the EU’s attractiveness to both domestic and foreign investors. The EU's future competitiveness is at risk due to a significant disparity in investments, particularly in technological innovation,...